Tips to save money on your Grocery and Cleaning Products Bill when you are in low income

 

Living on a low income can be challenging, but there are ways to manage your budget and make the most of your money. By reducing expenses, stopping subscriptions, meal planning and grouping errands for transportation, you can save money while still living comfortably.

It is possible to live a life of financial freedom even if you are on a tight budget.

With some smart budgeting tips and tricks, you can reduce your expenses and find ways to save more money each month.

We will discuss how to reduce expenses, stop subscriptions, meal plan effectively and group errands for transportation in order to save money on a low income.

Cut expenses on your Grocery Bill

To manage to reduce your grocery bill you have to work strategically creating an accurate yet low cost meal planning. Don’t go with the fancy meals …instead replace them with low-cost ingredients. I am from the Mediterranean area and I can assure you that you can create a variety of delicious meals using the same ingredients.

For example, with ground mince you can cook spaghetti bolognaise, lasagna, meatballs in tomato sauce, meat pies and burgers…Voila! You have 5 meals with 3 Kg (if you have a large family) of ground mince.

If you add in your weekly plan one meal of lentils, or chickpeas you are good to go! Your spending will be approximately 40 USD and you will feed your family for a week!

Another example which is my favorite is chicken. I am buying frozen chicken breast which is way cheaper and I am boiling it. I have available for chicken salads or I can heat it and add fresh cream a little bit of mozzarella cheese and create a new dish with rice and veggies.

Don’t forget the eggs! Boiled eggs are an excellent snack you can grab on the go. You can make a sandwich and take to the office or give to your kids for a healthy and quick snack at school.

Don’t purchase  your snacks any more…instead create them at home with low-cost ingredients.

Is cheaper food unhealthy?

With the rising cost of food, it can be difficult for people to make healthy choices. But just because a meal is low in cost does not mean it has to be unhealthy. In fact, with a little bit of creativity and planning, you can create delicious, nutritious meals without breaking the bank. Unhealthy food choices tend to come down to three main factors: less money, less time and more taste. However, if you are willing to put in a bit of effort and research healthy recipes that are affordable and easy to make, you can still enjoy tasty meals without compromising on your health.

If you would like to get some inspiration, I have created a bundle of low-cost recipes you can get it from my Etsy Shop. Click here to check them out.

Also you can get my Guide to Healthy Eating here 

Cleaning products

Did you know that a big chunk of your budget goes to cleaning products? Cleaning your home doesn't have to be expensive. By making a few smart decisions, you can save money on cleaning products without compromising on the quality of a clean house. 

One way to save money is to buy generic cleaning products instead of branded ones. Generic products are usually cheaper and just as effective as their branded counterparts. You can also buy larger quantities of generic cleaning products at low prices, which will help you save more in the long run.

Another way to save money is by creating your own mixtures with affordable ingredients such as baking soda and vinegar. This will help you create all-purpose cleaners that are both cost-effective and efficient.

I am purchasing a 4lt generic cleaning liquid that cost me 1.35 and by mixing and matching with vinegar that costs me 1.10 I can create all of my generic cleaning products for an entire month.

Creating a budget is one of the most important steps you can take to manage your family's finances. A budget can help you to keep track of where your money is going and make sure that you are not spending more than you are earning. With a family budget, everyone in the household can work together to ensure that all expenses are taken into account.

My simple and effective annual family budget plan will help you to control your expenses and stay within your financial limits. It provides an easy-to-use template that allows each member of the family to input their own income and expenses, so that everyone can see how much they have available for discretionary spending. Plus, it's fun to use! By making it a team effort, everyone in the household can be involved in making sure that all necessary expenses are covered while still leaving room for some fun.

Check my Family Budget Binder Planner in my website